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The new wave

The best AI-native ERP

A new generation of ERPs launched with AI at the core — automated reconciliations, continuous close, AI revenue recognition — and raised over $300M combined in 2025 alone. They are genuinely different from incumbents bolting AI onto 20-year-old platforms. They are also young, finance-only, and unproven at scale. Both facts belong on the same page.

AI-native

Built AI-first

Best fit: high-growth companies outgrowing QuickBooks that would rather skip the legacy mid-market ERP generation entirely.

Rillet

Rillet

$$

AI-native ERP for hypergrowth startups — automated GL, rev rec, and multi-entity close.

AI-native automationCore financialsMulti-entity consolidation

Quote-based; typically low-to-mid five figures/yr

Small · Mid-market

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Campfire

Campfire

$$

AI-native ERP for high-growth finance teams — close faster without adding headcount.

AI-native automationCore financialsMulti-entity consolidation

Quote-based; typically low-to-mid five figures/yr

Small · Mid-market

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DualEntry

DualEntry

$$

AI-native ERP for mid-market, multi-entity teams needing audit-grade controls.

AI-native automationMulti-entity consolidationCore financials

Quote-based; typically mid five figures/yr

Mid-market

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Light

Light

$$

AI-powered financial platform for companies scaling across borders.

AI-native automationGlobal / multi-currencyMulti-entity consolidation

Quote-based

Small · Mid-market

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The incumbents' answer

Established platforms adding AI

Intacct, NetSuite, Business Central, and Acumatica all ship AI features now — anomaly detection, AI close assistants, forecast automation. Less dramatic than the startups, but with ecosystems, auditor familiarity, and operational modules the AI-natives don't have yet.

$$

Finance-first cloud ERP with deep multi-entity and nonprofit fund accounting.

Core financialsFund accounting & grantsMulti-entity consolidation

Quote-based; entry ~$12K/yr (1 user, core financials), typical $25K–$35K/yr

Small · Mid-market

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$$$

The most widely adopted cloud ERP suite for growing and mid-market companies.

Core financialsMulti-entity consolidationInventory & distribution

Reported from ~$999/mo base + $129–199/user/mo (2026 rates); scales with edition and modules

Mid-market · Large

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Acumatica

Acumatica (EQT)

$$

Flexible mid-market cloud ERP with consumption-based pricing.

Inventory & distributionManufacturingProject accounting

Quote-based; consumption licensing (unlimited users), typically mid five figures/yr

Small · Mid-market

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$

Microsoft's SMB/mid-market ERP, priced per user and tied into the Microsoft stack.

Core financialsInventory & distributionBudget-friendly

From ~$80/user/mo (Essentials tier, published pricing)

Small · Mid-market

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Before you decide

The trade nobody states plainly

Choose AI-native when…

  • ✓ You're a software/services company — no inventory or shop floor
  • ✓ Your close is the bottleneck and headcount is the alternative
  • ✓ You can tolerate a young vendor for a faster, cheaper implementation

Stay with an incumbent when…

  • ✓ You need operations: inventory, manufacturing, field service
  • ✓ Your auditor, bank, or board expects a system with a track record
  • ✓ You're a nonprofit — no AI-native platform does fund accounting yet

AI-native or proven suite?

Pick "AI-first automation" as your priority in the quiz and see how the new wave scores against the incumbents for your exact situation.

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